Lenders

For With A Trusted Lender

Kristen Johnson

Kristen Johnson

Kristen Johnson has more than 20 years of experience working in the financial industry, with the last 10 of these years being directly in the mortgage industry. Kristen takes great pride in educating her clients while navigating them though the mortgage process to ensure it is a positive one. Kristen loves her job and her approach to lending is simple: to understand her client’s needs and to work diligently to provide honest, efficient, and reliable service. Kristen’s extensive background and experience in the financial industry also enables her to provide tailored mortgage loan options to meet each of her client’s specific needs. She is knowledgeable on first-time homebuyer, conventional, FHA, VA, jumbo, and new construction loan products.

NMLS 1593894 | NBH Bank NMLS 465954 | Member FDIC | Equal Housing Lender

Mike Harms

Mike Harms

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs. The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

NMLS ID# 488803 | CO-MLO# 100508532

Stacey and Ashlyn

Stacey and Ashlyn

When making one of the biggest purchases of your life, having an educated/invested lender makes the biggest difference in your experience. Choose a lender that you not only connect with but are confident they can get the job done with as little stress as possible. Since Stacey and Ashlyn run a referral based business, we focus not only on a smooth transaction but also on the client’s experience as a referral from them is the best compliment we can get.

Contact Us

Sincerely, we’d love to hear it . We think that critical feedback is often times better then the good stuff.